How Do Millionaires Really Become Millionaires?

how do millionaires

Most people think millionaires are born into money. But research shows that nearly 9 out of 10 millionaires are self-made.

So, how do they do it?

👉 Some follow the slow and steady path:

  • Live below their means.
  • Save and invest consistently.
  • Let compounding work its magic over decades.

But there’s also an accelerated path — the one many millionaires use to grow wealth faster: leverage.

⚖️ Leverage is the great multiplier.

  • In real estate, mortgages allow ownership of big assets with small down payments.
  • In business, financing growth lets entrepreneurs expand faster than savings alone.
  • In wealth strategies, premium finance (like Kai-Zen) allows people to magnify benefits while managing risk.

The wealthy understand something simple: Leverage lets you do more with less.

It’s the difference between just being comfortable… and building extraordinary wealth.

The question isn’t just “How much money can I save?”

The smarter question is: “How can I put the principle of leverage to work for me?”

Article content

Jim Barlow, MS, The Alchemist of Leverage

OakTree Strategic Leverage -Smarter Leverage. Greater Outcomes.

A Legacy Business- sharing wisdom, helping others, staying sharp.

👉 Discover Kai-Zen here

Article content

#FinancialPlanning #WealthStrategy #Leverage #RetirementPlanning #KaiZenStrategy #TheAlchemistOfLeverage