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What Could Kai-Zen Look Like? Case Study: Is 55 Too Late to Start?

30-year-old male, in excellent health, a nonsmoker, and contributing $500,000 per year for 5 years.

One of my granddaughters has a great job, a masters degree and is single. What would Kai-Zen look like for her?

45-year-old male, in excellent health, a nonsmoker, and contributing $70,000 per year for 5 years.