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Inversion Thinking in Retirement Planning: Why Avoiding Loss Matters More Than Returns
Rethinking How Retirement Planning Starts Most retirement planning begins with a familiar question: how much return do I need to reach my goal? Inversion thinking
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From Seconds to Minutes, From Darkness to Light
Right after the winter solstice, the daylight grows by only 30–60 seconds a day. Hardly noticeable. By January, it quickens to 1–2 minutes a day.
How Do Millionaires Really Become Millionaires?
Most people think millionaires are born into money. But research shows that nearly 9 out of 10 millionaires are self-made. So, how do they do
What if your retirement strategy did more than just ride the stock market?
What if your retirement strategy did more than just ride the stock market—and actually delivered better results? A new study from Ernst & Young suggests
Building a Lasting Legacy for the Next Generation
I received this message from one of my longtime clients this past week: Jim, Ruth and I are anxious to set up a sustainable legacy
High Risk High Reward
On another fishing trip with my son-in-law, Clint, he stopped along the riverbank and said: “Ah—here’s a place of high risk and high reward.” I
Has Anyone Ever Gotten Rich by Maxing Out Their 401(k)?
The 401(k) is the most common retirement tool in America. Millions contribute faithfully every paycheck, hoping it will lead to financial freedom. But here’s the
Inversion Thinking in Retirement Planning: Why Avoiding Loss Matters More Than Returns
Rethinking How Retirement Planning Starts Most retirement planning begins with a familiar question: how much return do I need to reach my goal? Inversion thinking
From Seconds to Minutes, From Darkness to Light
Right after the winter solstice, the daylight grows by only 30–60 seconds a day. Hardly noticeable. By January, it quickens to 1–2 minutes a day.
How Do Millionaires Really Become Millionaires?
Most people think millionaires are born into money. But research shows that nearly 9 out of 10 millionaires are self-made. So, how do they do
What if your retirement strategy did more than just ride the stock market?
What if your retirement strategy did more than just ride the stock market—and actually delivered better results? A new study from Ernst & Young suggests
Building a Lasting Legacy for the Next Generation
I received this message from one of my longtime clients this past week: Jim, Ruth and I are anxious to set up a sustainable legacy
High Risk High Reward
On another fishing trip with my son-in-law, Clint, he stopped along the riverbank and said: “Ah—here’s a place of high risk and high reward.” I
Has Anyone Ever Gotten Rich by Maxing Out Their 401(k)?
The 401(k) is the most common retirement tool in America. Millions contribute faithfully every paycheck, hoping it will lead to financial freedom. But here’s the
The Serious Questions Kai-Zen Helps Answer
In my 35+ years of financial advising, I’ve noticed something important: people rarely come to me asking about “products.” What they really ask are the
My Swim Spa Talks to Me — What It’s Teaching Me About Wealth
(And yes, there’s a Kai-Zen connection…) Back in 2017, I invested in a swim spa. I keep track of my miles swam and I think
Kai-Zen and a Retirement Account Comparison: Key Differences Explained
Why a Retirement Account Comparison Matters For professionals in their 30s and 40s, retirement planning decisions are often made under default assumptions. Enroll in the
Why the Kai-Zen Retirement Strategy Works: A Practical Guide to Benefits, Structure, and Who Should Consider Them
The Kai-Zen retirement strategy is a targeted way to build and protect long‑term wealth, especially suited to high‑earning professionals, executives, and business owners. This guide
How Kai-Zen Helps You Maximize Retirement Savings: A Practical Guide to Leveraged, Tax‑Efficient Growth
The Kai-Zen retirement approach is a modern framework for building long‑term wealth, built to help you grow retirement savings more efficiently. This guide will show
Three Years
“You have about 3 years to prepare.” — Ray Dalio In a recent video, billionaire investor and Bridgewater founder Ray Dalio warned that the U.S.
What Is Kai-Zen? A Strategic Retirement Leverage Framework Explained
Why Kai-Zen Exists in the First Place For many professionals in their 30s and 40s, retirement planning feels oddly disconnected from reality. You are earning
So this is how wealthy people grow their money?
The Best-Kept Growth Strategy Secret for High-Net-Worth Individuals Under 55 I’m going to let you in on something that most high-net-worth don’t know about—but once
Here are Five Reasons You Should Consider a Roth IRA
It’s one of the most powerful tools for building long-term, tax-free wealth. Unlike traditional retirement accounts, a Roth IRA offers unmatched flexibility, tax advantages, and
Cover Long-Term Care Costs With Living Benefits
A Modern Life Insurance Hack Long-term care (LTC) expenses are a significant concern for retirees and their families. The costs associated with assisted living facilities
Seven Strategies for Tax-Free Wealth
Number Seven Is Going To Impress You In today’s ever-changing financial landscape, tax-efficient wealth strategies are more critical than ever. Rising tax rates, longer life
What can we Learn about Life and Business from an Impressive Breaststroke?
Understanding these 4 essential movements makes all the difference. The Philosophy of Life in the Breaststroke I have a swim spa in my backyard. Almost
Check Out This Recipe for Financial Success.
The Power of Forgiveness – Even in Finance Chicken Thighs vs. Chicken Breasts Some time ago, my son-in-law Parker was grilling chicken for a big