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Advanced Wealth Planning Strategies.

for High-Net-Worth Investors

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I’m Jim Barlow and I’m a premium finance specialist serving the people in Northern Utah.

If there’s anything you should know about me, it’s my dedication to individualized, one-on-one service. Whether you prefer to meet in-person at your office, during your lunch break or online via virtual meeting, I’m here to help you with a unique investment/life insurance opportunity that builds wealth with limited market risks.

When you work with me, I want you to expect complete honesty, integrity and reliability—values that I strive to practice on a daily basis. Being a valuable resource, staying true to my word and always being just a phone call or email away means you never have to worry about whether or not your best interests are being served. I am fully committed to each and every one of my clients.

Learn About the PremiumLife PLUS™ Strategy

A potential solution for sophisticated financial needs.

Your Premier Resource

For premium financing life insurance solutions.

My Story

After 34 years as an investment advisor I sold my business, Jim Barlow Advisors (now Plan 4 Wealth), to my son-in-law, Scott Cheshire and a good friend of mine, Darin Arnell.

While I enjoyed working in the investment industry, it was time for me to slow down and handle a smaller niche, advanced wealth planning strategies for high-net-worth investors with my main service as premium financed life insurance. (A new service I'm starting in 2020 is a business valuation service, see above) Traditionally, life insurance has been an important part of a wealth strategy because it helps protect you and your loved ones from uncertainty. But the premium financing life insurance strategy can also help you build wealth with limited market risk, while creating potential tax-free benefits.

Jim Barlow  


My background spans many years beginning at IDS in 1983 and then EF Hutton in 1985 where I learned the profession of being an investment advisor and financial planner. After those introductory years I went on to become a Vice President and Senior Financial Consultant at Zions Investment Securities, working there for well over a decade.

In June of 2001, I founded my very own investment advisor firm, Jim Barlow Advisors. For almost two decades, I helped a variety of individuals and businesses with every aspect of their financial and investment strategy.

During those years at Zions and later at my own firm I expanded my influence in the financial industry by being an adjunct professor at Weber State University. I taught the “Introduction to Investment” class for 13 years.

After spending many years in the investment advisory business, I decided to transition and start a new practice focused primarily on premium financing life insurance. As a premium financing specialist, I help business owners and high-net-worth individuals create a life insurance strategy solution for their sophisticated financial needs.

Serving the Needs

Of a select group of individuals.

Premium Financing life insurance is a specialized strategy whose features fulfill the unique need of two specific types of people:

Individuals who own a business.

By financing your life insurance premiums, you free up your business's reserve while still maintaining the powerful attributes of the strategy. Additionally, you can use premium financing for a buy/sell agreement, deferred compensation plan or key man policy.

Significantly wealthy men and women.

From heirs to established professionals, I can help you build a private source of retirement income with downside protection, tax savings and good returns, in addition to securing your legacy and ensuring your family is provided for after you’re gone.

Give me a call today and learn more
about how premium financing could benefit you.

Let’s Chat

Bringing You the Best

Of the PremiumLife PLUS™ strategy.

In today’s world, it’s important to take advantage of every opportunity to build and protect your assets — for both you and your family.

While traditional life insurance helps protect you and your loved ones from unforeseen circumstances and ailments, premium life insurance helps you build your wealth with limited market risk while simultaneously generating potential tax-free benefits.

The Features & Benefits of Premium Financing

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Protect against higher taxes & generate



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Leveraging your assets to




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How the



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What this can look like for




I also offer self-funding premium life insurance that can help you
defend against volatility with protection from market downturns.

Sample self-funding premium life landing page

Schedule an Appointment Today

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Enjoy Premium Wealth Planning Strategies

Catered specifically to the unique needs of high-net-worth investors.

As a high-net-worth individual or business owner, you deserve wealth planning strategies that offer benefits beyond the standard coverage.

At OakTree Premium Finance, I’ll help you build a private source of retirement income, build a legacy, protect your family and/or protect your business for years to come.

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Services Offered

Wealth Accumulation & Income Strategies/Premium Financing
Business Valuations (see separate website for OakTree Business Valuation Service,  
Key Person
Buy/Sell Agreements
Life Insurance
Indexed Annuities

Services not offered: Mutual Funds, Managed Money, Stocks, Municipal, Corporate & Government Bonds, REITs, ETFs, and Structured Notes/CDs. For these products and services we recommend visiting my old company that  I sold to my son in law, Scott Cheshire and Darin Arnell, 'Plan 4 Wealth' at www.P4Wealth.com, 801-773-1644

Business Valuation Service

Know Your Value, Solidify Your Future!

Did you know that 98% of business owners do not know what their business is worth?

If you are like most small business owners, your business is your largest asset. We can provide a secure, comprehensive and accurate valuation so you can reliably plan for your future. I would be happy to bring you a sample report or you can download one here.

Sample Business Valuation
Sample Insurance Report

To learn more about how we can help vist our Business Valuation website, https://oaktreebvs.bizequity.com/ or contact us at (385) 393-4775. There is a minimum charge and no obligations, however, we hope you find value in this service and would be open to discussing how we can use this valuation report to help you achieve your goals.