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Leveraging Your Assets

1-Minute Video:

Successful individuals know how to build wealth using other people’s money instead of their own. At OakTree Premium Finance we can show you how to use leverage to get a higher rate of return on your capital. By using the bank’s money to pay your insurance premiums, high net worth individuals and business owners can exercise more control over their assets without disrupting their cash flow.

In one of our strategies instead of liquidating assets to pay premiums, you use your assets as collateral to get a loan from the bank and then pay interest on the loan payments. The value of the policy is also used as collateral. The bank then makes the premium payments on the policy for you, potentially reducing the initial out of pocket cost of life insurance.

When the interest on the loan is lower than the interest return credits, leverage can potentially increase your return. Along the way, you can choose to receive living benefits such as income that is potentially tax free and the loan can be repaid using the policy value in most cases.

To find out more about OakTree Premium Finance strategies, call us for a no obligation consultation today.

Jim Barlow

OakTree Premium Finance


Financial Advisor in Farmington UT 

Investment planning, retirement planning and estate planning